Credit Cards For College Students

SHould credit card companies be banned from soliciting to college students? Or people under a certain age?

I can just see that a HUGE economic issue is going to spill over with credit card companies. They go to college campuses, offer some free t-shirt or gimmick, and then all of a sudden students put a couple bucks on the card to pay for books, and BOOM they’re HOOKED! with 45% interest rates etc.

I think its time for people to take personal responsibility for their action and quit complaining about how the “man” put the screws to them.

this is EXACTLY why we are in this crisis, sub prime loans. We loan money to people who have a history of not paying bills and give them a these large loans and we wonder why we are in this mess and then we have those that default on their loan complaining about the lender forcing them to take the loan in the first place or some other excuse.

Grow up. If you take a credit card because they offered you a T-shirt I would say you need to stay in school a little more.

GL

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Financial Basics $18.95 Jason is typical of today’s college students, who are assuming unprecedented debt burdens because of relaxed limits on student loans and easily obtained credit cards. Many on college campuses are calling it a fiscal crisis. Financial Basics tackles the gaps in the personal financial knowledge of college students. Beginning with debit-credit card issues, student loan decisions, and the challenge of managing and reducing debt, Knox walks readers through money management. She skillfully addresses the how to’s of checking accounts, spending plans, emergency funds, and credit histories. She discusses financial personalities and the emotions of money, as well as practical record-keeping and simple filing techniques. In Financial Basics, Knox blends her extensive money-management experience with her desire to inform and help students master their finances: she shares experiences about money lessons learned in college, and offers sound solutions and advice for students and their families. Since everyone does not handle money in the same way, Knox gives money-management options for readers to find their best way. The book includes helpful worksheets and is written in an easy-to-read style, using testimonials and examples that will ring true to students.

Kiddie Credit Cards; Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, $20.43 Title: Kiddie Credit Cards: Hearing Before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, Second Session, March 10, 1994 Publisher: Washington: U.S. G.P.O.: For sale by the U.S. G.P.O., Supt. of Docs., Congressional Sales Office Publication date: 1995 Subjects: College students — United States Economic conditions Bank credit cards — United States Credit cards — United States Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there.

The Big Bucks: How to Manage Money Now That You’re on Your Own $4.49 Every year approximately 460,000 people under the age of 35 years old declare bankruptcy. In the last decade, loan debt has risen 142% for college students.1 The Big Bucks will explain in clear, conversational language the basics of money management-from credit cards to checking accounts to leases on cars. This is the info students need to know as they head off to college. It’s the perfect graduation gift for any student in your church or school!